Best online Casino payment methods for Kiwis
We believe that banking systems are one of the most important factors when choosing a Online Casino. In addition, the ability to make deposits and withdraw winnings in the national currency NZD is an extremely important factor for Kiwis. In this case, you will not have a commission for currency exchange. It will also allow New Zealand players to make money transactions quickly and securely.
Our team has personally researched and tested a bunch of NZ casinos so that we can bring this information to you. Read the information we have collected for you, choose a gambling website and start playing.
Top 10 casinos with the best banking options
Before compiling this or that list of casinos, we carefully check each of these New Zealand websites. We pay attention to many factors and these 10 gambling websites with the best casino payment methods are definitely worth your attention. You can safely choose any site presented in the list, and you will not be disappointed.
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#1
SkycrownA brand new site launched in 2022, Skycrown offers lots of pokies, tables, cards, and live games by 50+ software providers. |
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SkyCrown Casino Review |
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#2
Stay CasinoAnother new addition to the gaming industry, Stay Casino provides games by 50+ software providers and many bonuses. |
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Stay Casino Review |
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#3
Joo CasinoLaunched in 2014 and licensed by Curaçao, Joo still offers top casino games and generous promos. |
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Joo Casino Review |
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#4
Tsars CasinoTsars is a safe casino site licensed by Curaçao that offers a substantial prize of NZ$2,000. |
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Tsars Casino Review |
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#5
Casino RocketRewarding players since 2020, newcomers at Casino Rocket can spin the fortune wheel for an amazing start. |
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Casino Rocket Review |
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#6
Golden CrownGolden Crown offers more than 2,500 games for all Kiwi gamblers, and it is licensed by Curaçao. |
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Golden Crown Casino Review |
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#7
TangiersTangiers Casino is a Kiwi gambling site with many games on disposal, and it has actively operated since 2016. |
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Tangiers Casino Review |
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#8
N1 CasinoImpressive online casinos for first-time players with nice bonus offers and loyalty program. |
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N1 Casino Review |
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#9
Hell SpinAnother new site, Hell Spin, portrays a great welcome pack and games by 60+ software vendors. |
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Hell Spin Casino Review |
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#10
Ricky CasinoLicenced and regulated by multiple supervisory bodies, Ricky Casino is exceptionally risk-free and also fun to gamble at. |
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Ricky Casino Review |
Recommendations for choosing the best payment methods at online casinos
We have done a lot of work to test and verify online casino payment options and we make lists of New Zealand best casinos for a reason. In our review and evaluation, we took many factors into account. The conditions under which the gambling website for Kiwis provides the opportunity to use payment systems directly affect the assessment. Below we have described some of the factors that we pay attention to when we select top NZ casinos with the best banking methods.
Minimum Casino Deposits
This factor is extremely important for many Kiwis, especially for those who prefer to gamble for minimal amounts. These players do not wager large amounts, and it is very important for them to be able to make small cash transfers. The lowest limit you can find among NZ casinos is $1. In addition, there are gambling websites that specialize in minimum deposits of $1, $2, $3, $5, and $10.
Limits and Fees for Deposits and Withdrawals
Commission on deposits or withdrawals, this is the moment that each of us would like to avoid, right? We carefully study the terms of use of all types of payment methods on New Zealand gambling sites. We perfectly understand that you would not want to lose even a part of the money won. That is why we avoid adding to our lists of the best gambling websites with secure payment systems those casinos that can charge you part of the money in the form of a commission for depositing or withdrawing.
Another important factor for Kiwis is the limits on account depositing and cashouts. Who likes to wait for the moment when he can withdraw money due to website restrictions? Our positive ratings we give those online casinos in New Zealand that do not have withdrawal limits or use minimum limits such as $5, $10, or $20.
Fast Casino Withdrawal Times
When evaluating a New Zealand gambling website, our team tests each payment method. Withdrawal speed may vary depending on the site and payment options. We prefer variety and convenience. If a New Zealand casino allows you to withdraw funds instantly, we consider this a big plus, and we add such websites to our list. Not everyone wants to wait for 3-5 (or even more) working days and withdraw their funds using a wire transfer. Most Kiwis prefer speed, and we understand and support this.
Secure Online Banking
The security of your funds is perhaps the most important factor we take into account. The NZ site must be protected by SSL protocol in order to ensure the safety of its customers. Secure Socket Layering prevents third parties from interfering with transactions, and thus provides reliable protection for your funds. All top websites in New Zealand have this protection.
Some New Zealand gambling websites cooperate with top banking systems like Mastercard, Visa, and American Express. This is a kind of security guarantee because on such sites your funds will definitely be protected. If a site is not properly protected, then it and its clients become easy targets for hackers, scammers, and viruses. We help you avoid insecure and unfair websites. We add exclusively gambling websites with secured casino payments to our list.
Variety of payment methods
We believe that gambling websites for Kiwis are also required to have a wide range of banking methods for online casino payments. What is the use of reliability if the site does not have the payment system that you use? We try to add only those casinos that can offer you a lot of different banking methods, including e-wallets, prepaid cards, cryptocurrency wallets, and so on.
Deposit and withdrawal methods
In total, there are many different banking methods in order to make deposits and withdraw winnings from gambling websites in New Zealand. Modern casinos provide a really wide range of online casino payment methods. Technology does not stand still, so such types of payment systems as
- E-wallets,
- Credit/Debit cards,
- Wire banking,
- Mobile payments,
- Prepaid cards,
- Cryptocurrency wallets,
- and others can be available to you.
Each of them has its own advantages, disadvantages, and other features. Some of them you use actively, but some you may not even have heard of. Below we have given and briefly described the most popular payment systems for Kiwis that are used on gambling websites.
Credit/Debit Cards
Debit and Credit cards are widely used in everyday life and also as NZ casino payment methods. Thanks to this fact, many gamblers know how to use these cards and do not think about using other payment systems. Card use requires card number, expiration date, CVV code, and Cardholder Name (optional). In general, bank cards are easy to use, they provide reliability and fast money transactions. Here we described some of the Credit/Debit cards advantages for Kiwis:
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Availability – Such payment systems can be found on almost all New Zealand gambling websites;
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Convenience – You probably already have a credit or debit card. If so, then you do not need to create a new wallet in any other payment system. You can use your existing bank card.
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Security Standards – Banks set the security standards for all existing banking options. Therefore, they reliably protect their funds and the funds of their clients.
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Visa
Perhaps this is the most popular banking option in New Zealand. Most existing gambling websites accept Visa debit and credit cards. If you have such a card, and you prefer to use only it, then it will not be difficult for you to find a site where you can use this payment system.
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Master Card
This banking method is almost as famous as Visa. Again, if you have a credit or debit MasterCard, then you can easily make a deposit on a gambling website. However, it is quite common that this banking method cannot be used to withdraw winnings. In this case, you will have to use other types of payment methods to get payouts.
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Diners Club
The company mainly issues credit cards, and its history dates back to 1950. In 2004, they began to cooperate with Mastercard. After that, this payment method began to be accepted in the same place as Mastercard. So, if you have such a card, then you can refill your account on almost any gambling website.
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American Express
This is one of the most popular and common banking systems in the United States of America. However, they are widely used not only in the United States but throughout the world. American Express is less popular than Visa or Mastercard, but you can still find this payment system on one of the gambling websites on our list.
Crypto Payments
Cryptocurrencies have become popular in New Zealand not so long ago, but are already widely used in various industries, including gambling websites. A big plus of cryptocurrency wallets is the extremely high level of security, they are almost impossible to hack. Also, gamblers who prefer anonymity consider cryptocurrency wallets to be the best online casino payment methods. Using these payment options will allow you not to share your bank account details with the gambling website. Here are some of the benefits of using similar payment methods for Kiwis:
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Anonymity – No one, including your bank, will know exactly how you use your funds. In particular, no one will know that you are gambling.
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High level of security – The algorithms that serve as protection for cryptocurrencies are among the most secure. The chances that someone will be able to interfere with the course of a monetary transaction are practically zero.
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Development – Cryptocurrencies and cryptocurrency wallets have only recently gained popularity, and are still developing. This means that every day they become only better and more convenient. In addition, you can often come across a crypto deposit bonus on a gambling website.
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Bitcoin
This most popular cryptocurrency is known even to those who have nothing to do with them. All over the world, including in New Zealand, every day there are more and more gambling websites that accept Bitcoin.
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Ethereum
This cryptocurrency is less common than bitcoin, but still quite popular. It appeared on the market later than Bitcoin and is decentralized. Therefore, no one can take away your ETH coins, or freeze your account. Nevertheless, the data transfer speed of this cryptocurrency is as high as others.
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Litecoin
This is one of the forks of Bitcoin that can be used for online casino payments. The transaction speed with this cryptocurrency is 4 times higher than that of bitcoin. Also, this payment system has a lower transaction fee.
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Tether USD
This currency is the most popular among those users of cryptocurrency wallets who have only recently started using them. The fact is that it is extremely stable, because it is pegged to the dollar, i.e. 1 USD = 1 USDT. You do not need to worry about your funds, as Tether provides a high level of security. You can make transactions all over the world, due to the fact that this coin has no restrictions on money transfers.
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USD Coin
This is another of the most popular cryptocurrencies for beginners, because it, like the previous one, is pegged to the dollar. Also, this coin cannot be mined, and this fact allows it to remain just as stable. As you understand, users are guaranteed a high level of protection for their accounts and funds, as well as for transactions.
Mobile Payment Options
Recently, this type of payment has begun to gain popularity in all areas, including online shopping, local shopping, and so on. Also, these banking methods have become widely used on gambling websites. In particular, they have found popularity among mobile casinos players. Thanks to NFC, all you need to use these payment options is your smartphone or tablet. The main positive aspects of using mobile payments are:
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Security: Your funds are under reliable protection during transactions or storage on the account.
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Ease of use: Money transactions are carried out in a few steps, and do not require the introduction of additional bank data.
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Easy access: All you need to manage your mobile payments is your tablet/smartphone.
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Apple Pay
This payment option is well known to those Kiwis, who own iPhones/iPads. How it works: You add an existing bank card/another payment method to a shared Apple wallet, and this gives you the ability to make money transfers in one tap. Depending on the model of your mobile device, the method for verifying your identity for using Apple Pay varies. It can be just a password, your fingerprint (Touch ID), or a scan of your face (Face ID). New Zealand users are provided with a high level of security and no banking details are required, just add your credit or debit card through your payment method app.
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Google Pay
Mobile gamblers who own Android smartphones and tablets are well aware of this banking option, which can be used as a casino bank payment method. The functions and usage process are very similar to those of the previous payment system and have almost no differences. Kiwis’ personal data is not shared, and the funds are securely protected.
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Westpac PayTag
This banking method can be used with iOS and Android mobile devices. It looks like a card that sticks to your smartphone/tablet. Its use also guarantees Kiwis’ security and instant transaction processing.
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KiwiBank QuickPay
Thanks to this modern payment method, you can easily make money transactions in a couple of taps. QuickPay allows Kiwis to add common debit and credit cards, as well as popular e-wallets, and more.
Bank Transfers
You can find this payment method on almost all existing gambling websites. Typically, players use this system to transfer large amounts. Also, many gamblers believe that this is one of the best safe casino payment methods. However, when transferring, the bank may charge a commission from New Zealand players. Consider this fact if you use Wire banking. The withdrawal time of winnings varies depending on the website, but most often leaves 3-7 business days. Take a look at the pros of using this banking method:
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Reliability – This payment method is considered to be one of the safest and most secure;
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Convenience – Just like with credit and debit cards, you almost certainly have an account with a New Zealand bank. This means that you already have an account that you can use to make deposits and withdraw winnings;
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Availability – Most gambling websites in NZ allow their customers to make money transactions using this banking option.
E-Wallets
The essence of using electronic wallets is to add an additional layer of protection for a monetary transaction. Also, the use of such wallets allows gamblers not to share their banking details. Account recharging and withdrawals are instant, which makes players use these casino payment options. Below we have given the advantages of using this payment option:
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Instant transactions – Using digital wallets you can make instant deposits and withdrawals.
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High security – All such wallets use modern security algorithms, which allow you to keep your funds safe while they are in the account and when you transfer them.
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Convenience – To date, these payment methods are among the most convenient for Kiwis.
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MuchBetter
This payment method has an extremely convenient application where you can control and manage your finances. MuchBetter also has several awards such as Mobile Payment Solution of the Year, and others. Kiwis can fund their accounts using a variety of other payment methods.
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PayPal
This payment system appeared in 1998. After so many years, this e-wallet guarantees high transaction speed and a high level of security for more than 200 million users. As a rule, on gambling websites, this system is used to refill accounts. What Kiwis can be happy about is that if you are a victim of scammers and you lose your money, then PayPal will help you get it back.
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Skrill
This payment method allows you to make instant money transactions in casinos NZ. The big advantage of Skrill is that you do not need to provide your personal data. This electronic wallet can often be found on a gambling website as a casino bank money transfer method. This payment method has been around since 2001 and has over 140 million active accounts.
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Neteller
This is one of the best digital wallets in existence since 1999. Neteller operates worldwide, that is, in more than 200 countries, including New Zealand. Clients of this system are guaranteed a high level of funds security. Today it is a very popular e-wallet, which allows you to have an account for more than 20 currencies.
Prepaid Vouchers/Cards
Many gamblers who want a high level of protection actively use such cards. This allows them to remain anonymous, and at the same time keep the funds under reliable protection. On gambling websites, they are most often used as a banking method to recharge an account, and not to receive payouts. This method has several advantages listed below, so check them out:
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Funds Protection – In addition, such cards really offer their NZ customers a high level of protection. It is almost impossible for third parties to interfere with the process of a transaction when you depositing/withdrawing via these payment options.
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Convenience – Limited budget is one of them. You will not spend more money than planned if the amount of funds on your prepaid card is fixed. Also, you do not need to use other payment systems if you have such a voucher, because to complete the transaction you just need to enter your unique card number.
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Anonymity – Just like with cryptocurrencies, it is impossible to track how you used your prepaid voucher. No one will know how you use your funds or what you gamble.
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Neosurf Voucher
This is one of the most sought-after and popular prepaid vouchers. Using this banking option guarantees your anonymity and a high level of protection. You can generate your own Neosurf card, or just buy a ready-made voucher.
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Paysafecard
You can see this prepaid card as a banking method on a gambling website quite often. This payment method is as popular as the previous one and has existed since 2000. You do not need to provide your personal data, and you can manage your account using a convenient mobile application. Also, you are not charged any commission when using Paysafecard. To use you will need to enter a code consisting of 16 digits, and no personal data.
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Upaycard
One of the advantages of this prepaid card is that it will be delivered directly to your home. You can use it not only from mobile devices but also from computers/laptops. Also, it is rechargeable. You can deposit money back into it at any time. Also, Upaycard New Zealand users are entitled to bonuses in the form of discounts/vouchers.
How we rate the best payment methods at NZ online casinos
Before we recommend and rate a casino with the best payment methods, we take into account a huge number of factors. It is very important to make sure that this gambling website operates legally, that it offers enough banking options, that the games have a Random Number Generator, and the like. Testing each site is a time-consuming process, and we hope that we are doing it for a reason, and you will find the results of our testing useful. Below we have described exactly what the process of our evaluation of a gambling website looks like:
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Step 1. Checking the casino registration process – The registration process is actually quite an important point. This is the first thing you encounter when you visit a New Zealand gambling website and it should make a positive impression on you. The advantage is the possibility of instant registration through social networks. After all, no one wants to waste their time, but directly start the game, right?
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Step 2. Evaluating the number and variety of payment methods – The next step is to look at casino payment methods. We are looking into limits on deposits and cashouts, the currencies the website accepts, and the ability to set NZD as the primary currency of your personal account. We also pay attention to the number and variability of banking options.
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Step 3. Making a Test Deposit – Then, we independently make a deposit and check the operation of the system. It is important to make sure that everything works correctly and without failures, and that the money is credited to the account quickly and safely. We then test some pokies/other casino games from the gaming lobby of this gambling website and then move on to the next item.
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Step 4. Make test withdrawals in several ways – We withdraw the money won on the New Zealand gambling website using several payment systems. This allows us to evaluate the speed of monetary transactions, as well as the fairness of the website. If the money is withdrawn no longer than the specified time, then the casino NZ passes this check.
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Step 5. Testing technical support – Next, we evaluate the performance of the Customer Support Service. We ask them questions and wait for how quickly the answer will come, in what form, evaluate its usefulness. Support agents are required to resolve Kiwi’s issues quickly. We also contact support if we encounter unforeseen circumstances in the form of errors/lags/bugs.
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Step 6. Checking the licence – Last but not least, check the licence of this gambling website in New Zealand. Often, you can see for yourself that the casino is licensed and fair. At the bottom of the page you can find images of fair certificates/licences. If you click on them, you will be taken to the validator page, which will have up-to-date licence information. If this button is not present, we check it in other ways.
Commissions and limits on deposits and withdrawals at the casinos
| Method | Fee | Average Deposit Time | Average Withdrawal Time | Minimum Transaction | Maximum Transaction |
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Visa |
Free |
Instant |
1-3 Days |
NZD 5 |
NZD 20,000 |
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Master Card |
Free |
Instant |
1-3 Days |
NZD 5 |
NZD 20,000 |
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American Express |
Free |
Instant |
1-3 Days |
NZD 5 |
NZD 20,000 |
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Bitcoin |
Free |
Instant |
Up to 24 hours |
NZD 5 |
NZD 50,000 |
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Ethereum |
Free |
Instant |
Up to 24 hours |
NZD 5 |
NZD 50,000 |
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Tether |
Free |
Instant |
Up to 24 hours |
NZD 5 |
NZD 50,000 |
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Neosurf |
Free |
Instant |
Up to 24 hours |
NZD 5 |
NZD 5,000 |
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Paysafecard |
Free |
Instant |
Up to 24 hours |
NZD 5 |
NZD 779 |
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Google Pay |
Free |
Instant |
1-3 Days |
NZD 5 |
NZD 5,000 |
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Apple Pay |
Free |
Instant |
1-3 Days |
NZD 5 |
NZD 5,000 |
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Paypal |
Free |
Instant |
Up to 24 hours |
NZD 10 |
NZD 5,500 |
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Skrill |
Free |
Instant |
Up to 24 hours |
NZD 5 |
NZD 5,000 |
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Neteller |
Free |
Instant |
Up to 24 hours |
NZD 10 |
NZD 5,000 |
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Wire Banking |
Free |
Instant |
5-28 Days |
NZD 100 |
NZD 50,000 |
Quick withdrawal options in casinos
Fast withdrawal of funds is one of the mandatory factors that must be present on a gambling website. All players want to be able to quickly withdraw their winnings, and they absolutely do not want to wait. For this reason, not everyone likes Wire Banking, since the waiting time for a transaction when using this banking method is much higher than that of any other.
Other payment options offer speeds many times faster than bank wire. For example, the following allows you to withdraw your winnings much faster:
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E-wallets;
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Cryptocurrency wallets;
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Debit and credit cards;
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Prepaid Cards/Vouchers, and others.
Also, the speed of payouts also depends on the operators of gambling websites. The top casinos give you the opportunity to withdraw money instantly. Beware of fraudulent websites that will first consider your cashout request and then reject it. However, we do not publish such gambling websites, so if you choose a casino from our list, you have nothing to worry about.
Verification of casino accounts and KYC procedures
99% of gambling websites ask you to complete the KYC (Know Your Customer) procedure after registration. This is necessary in order to verify that you are the person whose personal data you provided. This is a kind of anti-fraud procedure.
In order to pass KYC, you need to provide a number of scans/photos/screenshots of some of your documents. Let’s see what specific docks you may need:
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Your Identity – You need to provide your ID card, such as your driver’s licence, or your passport. The main thing is that your photo and personal data are clearly visible.
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Address – This can be a utility bill, bank statement, phone bill, etc. Your name and address must also be clearly visible.
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Banking Verification – You can provide a screenshot from your online bank, e-wallet, or credit/debit card.
Please note that before you go through this procedure, you will not be able to access some features, such as the withdrawal of winnings, and sometimes the deposit. You need to verify your account in order to access the full functionality of the website.
Methods of making a deposit for high rollers
If you are already an experienced gambler and play for large amounts, then it is quite obvious that you will have to make more deposits, as well as withdraw more winnings. Not all payment methods are suitable for high rollers. For example, prepaid cards are definitely not your choice. In this case, it is better to use cryptocurrency wallets, and/or wire banking, since the limits for these banking options are much higher. Some gambling websites do not set limits on account recharging and cashout via cryptocurrencies at all.
Payment methods in casinos with minimum deposit
As you know, every gambling website has limits for payment methods. One of these limits is the minimum amount for recharging your account. The lowest amount to make a deposit is $1. If you do not plan to become a high roller and play mainly for fun, then you should use mobile banking or prepaid cards.
Nicole Goodwin
FAQ
Are there any fees and limits for deposits and withdrawals?
Yes, some gambling websites charge fees for transfers and have restrictions on account recharging and withdrawal of winnings. However, those casinos that we add to our list do not charge a commission from players and do not set low withdrawal limits for Kiwis.
What methods are faster?
As a rule, electronic wallets and cryptocurrency wallets allow instant money transactions. Mobile payments, or prepaid cards, also have this function. Withdrawing funds using the wire banking method usually takes the longest time.
How quickly will the funds reach my account?
Many casino payment methods allow you to receive payouts instantly. Most often, the maximum delay is no more than 24 hours. However, the transaction time depends on banking options.
Is there a limit on withdrawals?
Yes, it is. Gambling websites in New Zealand set minimum and maximum withdrawal limits. The casinos that we add to our lists do not restrict their New Zealand customers as much and allow them to withdraw more money.
What currency can I use for deposits at the online casino?
We only publish sites that allow you to use NZD as the main currency in your personal account.
Do I have to have a credit card to play casino for real money?
It’s not obligatory. All gambling websites that we add to our lists allow you to use a bunch of different banking options. This means that you do not need to use or have a credit card in order to refill your account or receive payouts.
What should I do if I have problems making deposits at the casino?
In this case, you should immediately contact customer support service. We personally check the work of support agents of those gambling websites we publish. You can be sure that they will help you with all your problems and answer your questions.
What is the safest payment method?
This question is difficult to answer for sure. We personally believe that one-time virtual cards are safe casino payment methods. Also, crypto wallets are quite well protected.